Other Products

In addition to Health Insurance, BPS offers affordable add-on benefits with high perceived value to employees

Group Life Insurance
The premature death of an employee is devastating for the company and for fellow employees. Find out about an affordable way to make sure your employees are covered with life insurance. Benefits can be anything from a flat amount to a benefit amount tied to salary. It can be voluntary or employer paid. Talk to a BPS Group Insurance Specialist for more information.

Executive Benefits
We specialize in Business Continuation Planning, including Buy/Sell Agreements funded with life insurance and Key Person Insurance. Benefit Planning Services also offers supplementary plans such as Section 162 Executive Bonus plans, Split Dollar plans, and informally funded Deferred Compensation plans.

Dental Insurance
Comprehensive Dental Insurance plans have a high perceived value to employees. We have a plan to fit any budget and can help tailor a plan to fit your needs. Whether you need a managed care PPO plan with an extensive nationwide network of dentists or a flexible preventive plan, Benefit Planning Services has the experience to guide you to the right plan design to complement your benefit program.

Disability Insurance
If one of your loyal employees became sick or injured, you would want to help. But assisting such an employee with money for living expenses might not even be a tax deductible expense if not contained in a written policy. A better solution is to offer a flexible Disability Insurance plan to your employees. Our programs can include anything from a fully employer-paid plan to a completely voluntary employee-paid plan. In addition, we offer Overhead Expense plans, Business Continuation plans, and Key Person plans to insure against the risk of disability, custom designed for your business and your budget.

Retirement Plans
Many people mistakenly believe that the typical 401(k) plan is their only option. Benefit Planning Services has the knowledge and experience to help you decide on the right pension plan from many custom design types. We can help you navigate the course in choosing the right retirement plan to suit your needs.

Business Continuation
Business Continuation, commonly called a buy-sell agreement, is a legally binding contract that spells out how a business will be transferred in various scenarios, such as the retirement of a partner or the death or disability of a partner. A funded buy-sell is a contract whose economic obligations are funded in advance. Life insurance is one of the best funding vehicles for buy-sell agreements. Benefit Planning Services has extensive experience in business continuation planning and can help guide you through the process of choosing which type of buy-sell agreement is best suited for you and your company’s needs.

Long Term Care Insurance (LTC)
Long Term Care (LTC) insurance is becoming a standard part of executive retirement planning strategies. Businesses of all sizes know the competitive advantage of offering employee benefits like LTC insurance. Recent tax changes have made LTC even more advantageous by allowing premiums to be deducted as a business expense. LTC is a smart way to preserve assets and plan for the future.

For more information call 1-800-378-7526 to speak with a qualified benefit planner.

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