In addition to Health Insurance, BPS offers affordable add-on benefits with high perceived value to employees
Group Health Insurance is offered as a piece of a larger employer or membership benefit package. By purchasing coverage on a "wholesale" basis for your company, the coverage costs for each individual worker/member would be much less than if they had to purchase an individual policy. You will receive a customized plan based on your individual group requirements.
The premature death of an employee is devastating for the company and for fellow employees. Find out about an affordable way to make sure your employees are covered with life insurance. Benefits can be anything from a flat amount to a benefit amount tied to salary. It can be voluntary or employer paid. Talk to a BPS Group Insurance Specialist for more information.
Dental & Vision
Comprehensive Dental Insurance plans have a high perceived value to employees. We have a plan to fit any budget and can help tailor a plan to fit your needs. Whether you need a managed care PPO plan with an extensive nationwide network of dentists or a flexible preventive plan, Benefit Planning Services has the experience to guide you to the right plan design to complement your benefit program.
If one of your loyal employees became sick or injured, you would want to help. But assisting such an employee with money for living expenses might not even be a tax deductible expense if not contained in a written policy. A better solution is to offer a flexible Disability Insurance plan to your employees. Our programs can include anything from a fully employer-paid plan to a completely voluntary employee-paid plan. In addition, we offer Overhead Expense plans, Business Continuation plans, and Key Person plans to insure against the risk of disability, custom designed for your business and your budget.
Health care costs should not be shifted to those who can least afford them. That's why we work to protect low income people with Medicare. Medicare is a critical insurance program for all Americans. And by insuring the health care needs of the elderly, Medicare also relieves younger generations of the financial burden of shouldering their parents' growing health care costs.
Long Term Care Insurance
Long Term Care (LTC) insurance is becoming a standard part of executive retirement planning strategies. Businesses of all sizes know the competitive advantage of offering employee benefits like LTC insurance. Recent tax changes have made LTC even more advantageous by allowing premiums to be deducted as a business expense. LTC is a smart way to preserve assets and plan for the future.
We specialize in Business Continuation Planning, including Buy/Sell Agreements funded with life insurance and Key Person Insurance. Benefit Planning Services also offers supplementary plans such as Section 162 Executive Bonus plans, Split Dollar plans, and informally funded Deferred Compensation plans.
BPS also offers a range of other products such as travel insurance, retirement plans, individual medical plans, individual disability plans, member discounts, and many more!